When I was reading the book "Money Super Thinking", I was afraid to miss any page
Because there are essences everywhere, I will always want to watch
This book summarizes the author’s 30 years of investment experience and accumulated wisdom
Conversations with many successful people are hidden in this book
This is a book for all people who start to make money and learn financial management
Author Jonathan Cremon, has worked as a wealth management columnist for the Wall Street Journal in New York for 20 years, published 8 personal finance books, and once served as the director of wealth management education in the US Department of Wealth Management
After reading this book, you will learn:
1) Financial management is a lifelong issue for everyone
2) Thinking of true financial success makes you rethink the meaning of "money"
3) Break the myth that the more money you have, the happier you are
4) How to treat money correctly
5) Learn to play the true value of money
Trust me, you will keep turning page by page
Whoever interrupts your reading will "die" that person!
Haha, kidding, not so serious~
Let's get into the content right away
Think with "start with the end"
Just think about it, when your life has come to an end, the moment you lie in bed surrounded by relatives and friends
What do you long for and most want to cherish?
I think,
No one will say: "I hope that the money in the account will have a few more zeros in the back. I hope that more people will know it. The house and car must be very luxurious..."
But regret,
Why didn’t I spend more time with my family and children? I regret that I didn’t travel to the country I wanted to go to when I was young.
Some things are too late to say, some things are too late to do...
You are responsible for your own finances!
In the financial planning of each of us, there is no one to beat, no one to win, more money than anyone
It’s to make sure that you have enough wealth, that you can live the life you want, the feeling of freedom
If you want more happiness, more freedom, instead of just thinking about making money
You must make good use of the tool "money", make smart decisions, and squeeze happiness out of every penny!
Plan your life and finances with a "start from the end" way of thinking
Now i give you 10 seconds
Think about it carefully, have you done this in your financial planning?
Is the life you are living what you want?
Are you really happy?
Now that no one else is watching you, you can answer yourself honestly
The author also mentioned in the book that even if you make a lot of money, if you don’t manage your money well, one day, the money will still be used up.
There is no secret to getting rich, discipline is the key!
As you grow older, you can no longer trade labor for money
Therefore, it is necessary to make adjustments and allocate finances appropriately according to the assets you have accumulated, in order to avoid the fate of "poor to death"
Retirement as the first financial goal
Retirement does not mean doing nothing and no longer contributing to society
It’s the freedom to control one’s time and decide one’s own lifestyle
The author mentioned in the book that most people work hard to save money when they are young
I didn’t start thinking about retirement until I was 50, but it was often too late
You know, the purpose of investment is not to become rich, but...
Avoid living a poor life when you are old (I'm scared to think about it~~)
Warren Buffett once said,
If you have no passive income, you will work to death!
When you are young, you have to plan for your life after retirement and calculate your pension
Because you can plan well only if you know how far you are from your financial goals
Regarding retirement as the first financial goal is not something to be shy or unobtrusive, but everyone should do it
Because early planning allows you to retire early and enjoy the free life you want early
In order to achieve your retirement financial goals, you have to think about a long-term investment plan, at least 20-30 years
Remember to diversify holdings, plus habitual savings and reduce debt
Paying off your school loan card debt as soon as possible and not overwhelming your credit card can help you reach your retirement goal as soon as possible!
Summarize
After reading this book, I was thinking: "Why didn't I read this book earlier and know these secrets of financial management"
Of course, it's not too late
Through this book, I learned the importance of financial independence!
Regardless of whether you are a man or a woman, it is not that the more money the happier you are, but the debt-free and light-hearted!
In addition, you must also know how to use money to help you work to make more money and reduce your worries
For me, I agree that money can buy happiness
Because money gives me more choices, I can SAY NO loudly!!
are you ready ?
1) When you sleep and travel, you always have money in your pocket
2) You don’t need to look at the face, you can work as long as you want
3) As long as you do one job, you will have continuous passive income
4) Have more time to spend time with your family and leave no regrets
5) There are many more...
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